You can obtain a copy of those documents from any Bank of Queensland branch or by contacting us. For Target Market Determinations please refer here.īank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges before making any decision about whether to acquire or continue to hold the product. You should consider the appropriateness of any advice before acting on it. This advice has been prepared without taking account of your objectives, financial situation or needs. NAB's standard credit assessment criteria apply.
Q card never pay it down full#
Full terms and conditions are available at any Bank of Queensland branch. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ Credit Cards ("Credit Cards"). The bonus Q Rewards Points will be credited to the Primary Cardholder’s Account up to 60 days after meeting the spend criteria. All Q Rewards are subject to the BOQ Q Rewards Terms and Conditions. Eligible Transaction is defined in the Q Rewards Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. Bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 3 months from card approval date. ++To be eligible for the 150,000 bonus Q Rewards® Points offer you need to apply for the BOQ Platinum Visa Credit card by 31 July 2023.
The terms, conditions, limits and exclusions of the group policy are set out in the Description of Insurance Cover Terms and Conditions available at which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or means. Citi has agreed with NAB to provide transitional services in relation to the transferred business. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”). NAB is the credit provider and issuer of BOQ credit cards. + Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245 631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). For important information to consider before taking up a balance transfer, please click here This means that all spend will be charged interest at the applicable annual percentage rate.
Q card never pay it down free#
Please note you are not entitled to any interest free days whilst you have a balance transfer. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. The 14 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within 90 days from approval to receive this offer. interest rate applies to balances transferred with this offer, for a period of 14 months. Your total balance transfers may not exceed 80% of your credit limit. ^^To be eligible for the balance transfer offer you need to apply for the BOQ Platinum Visa card by 31 July 2023.
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